![Growth area: it's a make-or-break year for blockchain technology](https://s.wsj.net/public/resources/images/BN-RK440_Fir_sa_M_20161229070023.jpg)
Mention the word blockchain to any financial executive and you are likely to get a reaction of either unbridled excitement or stone-cold fear.
Blockchain evangelists reckon distributed ledger technology has the potential to upend decades-old practices in institutional finance, particularly in post-trade services, doing away with old technology and people in the process.