![Currencies will be digitised — if central banks work with the private sector](https://s.wsj.net/public/resources/images/FN-AJ695_FN_CUR_M_20200210114712.jpg)
Cryptocurrency enthusiasts have received a boost in early 2020, as a series of market shocks have heralded a “safe haven” uptick in the price of bitcoin and its rivals. But they remain a niche removed from the mainstream.
By contrast, the conversation among institutional finance and central bankers is increasingly focused on digital versions of real-world currencies; the much-mooted digital dollar, euro or yen. But how can we begin to move them off the whiteboard and into widespread usage?