Welcome to The Fintech Files, your weekly roundup from FN’s fintech correspondent Ryan Weeks, keeping you up-to-date with the latest developments in financial tech and innovation.

Staff in the fintech sector are accustomed to the sort of glossy workspaces epitomised by WeWork, the shared office start-up. They are used to what Harry Eddis, global co-head of fintech at the law firm Linklaters, describes as a “collegial atmosphere”.