Whitbread’s group pension director has more than 20 years’ experience in the pensions industry, having held positions with Abbey National, Gateway Foodmarkets, the Pearl Group and as head of pensions at the Henderson Group.

She talks to Financial News about running the back office of the £1.3bn Whitbread fund, sub-custody default plans, securities lending, LDI and the headache of new auto-enrolment rules.