It is hard to quantify exactly the role of climate change in the cause of the growing number of extreme weather events, but the link is clear. In order to prevent a tipping point where weather-related risks become uninsurable, insurers need to act now and start following the science to build better management models.

Climate change is a relatively newly understood phenomenon, so there is still limited data to prove definitively a link between a changing climate and the growing number of extreme weather events. However, the effects of climate change are clear.